Unlimited rewards, zero headaches

From grocery runs to online splurges, you'll rack up rewards fast—all while enjoying great perks like intro APR and travel protection.With no annual fee and flexible redemption options, this card is perfect for anyone looking to get the most out of everyday purchases.

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Why the Chase Freedom Unlimited® is a Must-Have in Your Wallet

Then there’s the peace of mind: with perks like trip cancellation insurance, extended warranty protection, and fraud alerts, the Chase Freedom Unlimited® has your back. Pair it with the Chase Ultimate Rewards® portal, and you can even boost your value when redeeming points for travel. This card isn't just flexible; it's rewarding in every sense of the word.
Whether you’re a seasoned credit card user or just starting to build your credit, this card makes earning rewards easy. You get an unlimited 1.5% cash back on all purchases, which means you don't have to worry about rotating categories or spending caps. That alone makes it one of the most straightforward cash-back cards on the market.

Is there an annual fee for the Chase Freedom Unlimited® Card?

No, this card has no annual fee—making it easy to keep year after year.

Can I earn more than 1.5% cash back?

Yes! You can earn 3% on dining and drugstore purchases and 5% on travel booked through Chase Ultimate Rewards®.

What credit score do I need to get approved?

You’ll typically need a good to excellent credit score—around 670 or higher.

Are the cash-back rewards flexible?

Absolutely. Redeem them for statement credits, travel, gift cards, or even PayPal purchases.

Does the card offer fraud protection?

Yes, Chase provides zero liability protection and real-time fraud monitoring.

How to Request Your Chase Freedom Unlimited® Card

Securing the Chase Freedom Unlimited® Card is a fast and straightforward process that you can complete directly on the Chase website. Before you begin, simply gather your essential personal details—such as your name, address, Social Security number, income, and any current financial obligations. To increase your chances of approval, Chase typically looks for applicants with a good to excellent credit score, generally around 670 or above. If your credit history aligns with their criteria, you can often expect a decision within minutes, though occasionally, they may request additional documentation to verify your application.

Once you are approved, your physical card will arrive by mail in 7 to 10 business days. You can activate it and begin earning cash back right away. However, it is crucial to be aware of Chase's strict 5/24 rule: if you have opened five or more credit cards across any issuer within the past 24 months, your application will likely be declined. Always review your recent credit activity and strategize accordingly before applying.